Personal Finance


Spring Break 2020 on a Budget

As the weather starts getting warmer, the one thing that is on the minds of all college students is spring break. This one week is when they finally get to relax and take some time off from their studies. But being in college also means that the average student probably has little to no money. So, how exactly is a broke person able to afford a one-week trip away? It’s no secret that your income isn’t exactly substantial in college. It’s not always the best idea to distract yourself from school

4 Reasons Warren Buffett’s American Express Investment Was Genius

Warren Buffett is one of the most famous and richest investors of all time. He has amassed a fortune of over $80 billion and has held the position of the third richest person on the planet. In 1964, Buffett invested in the financial services company American Express. The Oracle of Omaha’s purchase of this company would forever change his views on investing. Before he had invested in Amex, Warren was famous for buying bad companies at cheap prices. He would make a profit since the company’s stoc

How to use your Side Hustles to easily pay your Debt

To pay the bills that are out of reach for an ordinary 9-5 job salary, having a side hustle can provide the perfect income boost to meet the needs of your finances. Side hustles on the internet have evolved into a gig economy of people working multiple jobs to make more money on the side of their fulltime work. But there is another benefit that the side hustle has to the working class, and that is to help pay off personal debt. Debt is the biggest inhibitor to building wealth. If you’re in deb

Why Budgeting Isn’t Enough to Build Wealth?

Organizing your money can be one of the most important things you could do for your finances. Budgeting will help you track your spending, save for retirement, and help set money aside for a special occasion. Yet, what budgeting cannot do is make you wealthy. Budgeting is simply a way to manage your finances and should not be confused with something like investing. Budgeting is not investing; it is a method of setting aside portions of money to pay expenses and to help prevent overspending. By